The Attorneys For Freedom Law Firm (“AFF”) was absolutely unwilling to compromise the AOR’s original program to conform to the mandates of an associated independent traditional insurance company that would undoubtedly insist on the countless exclusions found in many other competitors’ insurance policies. AFF was also unwilling to include a recoupment clause, which often applies upon a guilty plea and could subject the member to having to repay the insurance company for all funds expended. Nor was AFF willing to share any information about any member with any associated insurance company. AFF formed The Attorneys For Freedom Risk Retention Group, Inc. to avoid any of these issues and maintain the integrity of the AOR membership its clients have come to rely on.