MAJOR ANNOUNCEMENT: AOR Now Offers Civil Liability, Red Flag Coverage, and More! Read More ›

There are no exclusions so long as the following three requirements are met:

  1. You are charged, or reasonably concerned about being charged, with either a felony or misdemeanor crime;
  2. You reasonably and in good faith assert you acted in self-defense or defense of a 3rd party as a defense to the charge; and
  3. The incident occurred after you joined AOR.

The following DO NOT operate as exclusions:

  • You are charged with a crime
  • You committed a criminal or illegal act
  • You used an illegal weapon
  • The incident occurred in a gun-free zone
  • You are a prohibited possessor
  • You were impaired by any drug or alcohol
  • The incident arises out of a domestic dispute
  • You failed to possess or possessed an invalid concealed weapons permit
  • The incident involved a negligent or accidental discharge of your firearm
  • A weapon other than a firearm was used
  • No weapon was used