The AOR Advantage
At Attorneys On Retainer, we stand apart from typical self-defense programs that use traditional third-party insurance. Our membership offers exclusive benefits, including simple criteria for coverage, no exclusions for criminal acts, and online self-defense education and training. Because AOR is administered by The Attorneys For Freedom Law Firm, members receive attorney-client privilege and confidentiality, 24/7/365 access to an attorney, and tailored legal representation from the only law firm in the nation that exclusively specializes in self-defense.
Coverage Plan Comparison Chart
Comparing the AOR Membership to USCCA, CCW Safe, US LawShield, and FLP
| AOR | USCCA | CCW Safe | US LawShield | FLP | |
All Coverage Decisions Made by Attorneys | |||||
Know Your Law Firm in Advance | |||||
No Criminal Acts Exclusion CCW Safe - Has no specific language in Terms of Service September 2024 version. | ?* | ||||
Covers Invalid/Expired CCW Permit Coverage in a state without Constitutional Carry. | |||||
Covers Negligent Discharge During Self-Defense Incident Covers a negligent discharge during the act of self-defense. | |||||
Covers Extreme Risk Protection Orders (Red Flag Laws) Up to $15,000 for Red Flag/Emergency Order Coverage. | |||||
No Fee Recoupment Provisions | |||||
Compensated On-Duty Security & LEO Coverage USCCA - Covers volunteers only CCW Safe - Covers volunteers only | |||||
Covers Psychological Counseling AOR Psychological Counseling Coverage: Up to 10 mental health counseling sessions (up to $1,500) | |||||
Bail Bond Coverage AOR Bail Bond Coverage: $50,000 towards a secure bail bond on a posted bond value of up to $500,000 OR $50,000 towards a cash-only bail bond. | |||||
Covers Reimbursement Of Firearm (If Confiscated) AOR Replacement Cost of Firearm Coverage: $1,000 towards firearm replacement (if confiscated) | |||||
Covers All Additional Court Costs and Defense-Related Expenses Polygraph examinations, DNA examinations and other scientific tests, court costs and all official fees, court reporters, fees related to discovery and departmental reports, medical records, transcripts, process servers, messenger services, appraisers, escrow agents, accountants, electronic research, photocopies, and postage and any other expenses which in the judgment of the Attorney are necessary to your representation. | |||||
Scene Cleanup Coverage AOR Scene Cleanup Coverage: $4,000 towards scene clean-up | |||||
Coverage for Businesses and Organizations Coverage for businesses and organizations is coming soon. | |||||
Commercial Liability Coverage for Businesses and Organizations Commercial liability coverage for businesses and organizations is coming soon. | |||||
Negligent Hiring Coverage Coverage regarding negligent hiring for businesses and organizations is coming soon. | |||||
You should review each provider's current insurance policy documents and other official materials before making any decision. Full Disclaimer
All third-party trademarks, names, logos, and brands are the property of their respective owners and are used for identification and comparison purposes only. Their inclusion does not imply any affiliation with, endorsement by, sponsorship by, or approval from any third party.
This comparison is provided for general informational and comparative purposes only and does not constitute legal, insurance, financial, or other professional advice. The comparison is based on publicly available insurance policy documents reviewed as of the date listed below.
Competitor programs may change at any time. Policy language may be subject to differing interpretations. Although AOR uses reasonable efforts to review and summarize publicly available insurance policy documents, AOR does not represent or warrant that every comparison, characterization, or summary is complete, current, applicable to every user or jurisdiction, or free from error. This chart is not intended to reproduce or provide a complete analysis of any provider’s insurance policy documents or program.
You should review each provider’s current insurance policy documents and other official materials before making any decision. If you represent a company identified in this comparison and believe any information is inaccurate, incomplete, or outdated, please contact us at Review@AttorneysForFreedom.com and identify the specific information you believe should be corrected or updated. We will review the information provided and make any appropriate updates where warranted.
Last reviewed: August 18, 2026.
Our Criteria for Coverage is Simple
- You are charged (or are reasonably concerned about being charged) with a crime (felony or misdemeanor).
- You can reasonably and in good faith assert that you acted in self-defense or defense of others.
- The charges arise out of conduct that occurred entirely after you became a member of Attorneys On Retainer.
How AOR Works
The Attorneys On Retainer Program stands apart from traditional self-defense programs by integrating three key entities. The Attorneys For Freedom Law Firm is the only firm exclusively specializing in self-defense. AOR also includes The Attorneys On Retainer Association, providing members with online self-defense education and training and a commission-based affiliate program. The Attorneys For Freedom Risk Retention Group, Inc. ensures comprehensive coverage across all 50 states, with no exclusions for criminal acts. This unique structure delivers unmatched legal protection when it matters most.
