Researching
Self-Defense Coverage?
Ours Is Backed by a Law Firm.

Unlike USCCA, AOR is not backed by an insurance company. Unlike CCW Safe and US Law Shield, AOR is not a third-party legal membership network. AOR is backed by Attorneys For Freedom — a real law firm exclusively handling self-defense cases — which means your coverage is determined by attorneys, not a policy or a network administrator. See the full comparison at our comparison chart.

Regarding self-defense-related legal matters only, AOR includes 100% of your attorneys’ fees through trial and any additional court costs and 3rd party expenses necessary for effective representation. Victim’s rights representation, civil defense, and any necessary appeals are also included without any additional fees, costs, or expenses. AOR also offers up to $50,000 toward bail, $4,000 toward scene cleanup, $1,500 toward mental health counseling services, and $1,000 toward firearm replacement reimbursement.

The Attorneys For Freedom Law Firm and The Attorneys On Retainer Association are unwilling to entertain exclusions that are often found with traditional commercial insurers such as criminal acts, sensitive places, domestic violence, alcohol and drugs, illegal weapons, prohibited possessors, negligent discharge, or lack of a CCW permit. We do not believe in these exclusions. Therefore, the AOR membership and the RRG Policy contain no such exclusions or any recoupment clause. The criminal defense attorneys at AFF enjoy representing their clients and do not seek ways to avoid providing required legal representation to clients.

No. Unlike other self-defense protection programs, you do not have to pay back any fees and your membership remains active.

Yes, The Attorneys On Retainer Program applies to any weapon used with a reasonable argument of self-defense. This includes items like tasers, stun guns, pepper spray, etc. Additionally, even if a weapon is not used, we still offer representation as long as there is a reasonable argument for self-defense.

No. That is the beauty of being established by a law firm and not a third party insurance company. No matter the status of your CCW license AOR will still represent you. Even if your self-defense matter occurred while you did not possess a valid or possessed an invalid CCW permit.

Yes, so long as the following three requirements are met,

1. You are charged, or reasonably concerned about being charged, with either a felony or misdemeanor crime;

2. You reasonably and in good faith assert you acted in self-defense or defense of a 3rd party as a defense to the charge; and

3. The incident occurred after you became a member of Attorneys On Retainer.

Yes, we provide coverage for “on-duty” security personnel, so long as the following three requirements are met:

1. You are charged, or reasonably concerned about being charged, with either a felony or misdemeanor crime;

2. You reasonably and in good faith assert you acted in self-defense or defense of a 3rd party as a defense to the charge; and

3. The incident occurred after you became a member of Attorneys On Retainer.

However, AOR is secondary to any insurance policy or other legal benefit coverage that may apply. 

Yes. Our attorneys can appear via the pro hac vice rules in any state.*

*States Only. AOR does not cover U.S. territories like Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, or the Northern Mariana Islands.

No, AOR is not an insurance company. Instead, we have chosen to form a Risk Retention Group (RRG) to provide commercial liability coverage for our members. The name of our RRG is The Attorneys For Freedom Risk Retention Group, Inc. Unlike traditional insurance companies, an RRG is a creature of federal law and is not subject to most state insurance regulations. Unlike traditional insurance companies, an RRG allowed The Attorneys For Freedom Law Firm to write the RRG’s policy. The RRG policy does not contain many of the exclusions commonly found in traditional insurance policies.  Indeed, the RRG policy specifically does not exclude criminal acts, illegal weapons, sensitive areas, drug or alcohol use, domestic violence, or prohibited possessors. The attorneys at The Attorneys For Freedom law firm exclusively interpret all aspects of the RRG policy including all coverage determinations. The RRG Policy does not include any recoupment clause.